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Payment Methods

We accept a variety of payment methods to make your shopping experience as convenient as possible.

1. Accepted Payment Options

We accept the following forms of payment:

Credit & Debit Cards:

  • Visa

  • MasterCard

  • American Express

  • Discover

  • JCB

  • Diners Club

Digital Wallets:

  • PayPal

  • Apple Pay

  • Google Pay

Note: You can select your preferred payment method at the checkout page.

2. Payment Security

Your security is our top priority.

  • SSL Encryption: Our website uses Secure Socket Layer (SSL) technology to encrypt your personal and financial information during the checkout process. This ensures that your data remains private and secure.

  • PCI Compliance: We are fully compliant with the Payment Card Industry Data Security Standard (PCI DSS), ensuring a secure environment for all credit card information.

  • No Data Storage: Hovamo does not store your credit card or payment information on our servers. All transactions are processed through secure third-party payment gateways.

3. Currency & Taxes

  • Currency: All prices listed on our website are in US Dollars (USD). If you are purchasing from outside the United States, your bank may apply a currency conversion rate and/or foreign transaction fees.

  • Sales Tax: Sales tax is calculated at checkout based on your shipping address and the applicable state and local tax laws.

4. Troubleshooting Payment Issues

If your payment is declined, please check the following:

  • Ensure your card details (number, expiration date, CVV) are entered correctly.

  • Verify that your billing address matches the address on file with your bank.

  • Check your daily transaction limit or available funds.

  • Contact your bank to authorize the transaction if they have flagged it for security reasons.

If you continue to experience issues, please try an alternative payment method (such as PayPal) or contact our support team.

5. Contact Us

If you have any questions regarding payments or billing, please do not hesitate to reach out:

  • Email: [email protected]

  • Address: 1001 S. Main St. # 2388, Kalispell, MT 59901

  • Business Hours: Mon – Fri / 8:00 AM – 5:00 PM